Public Adjusting Services for Insurance Claims
Dealing with property damage is stressful enough without having to navigate the complexities of an insurance claim. At U.S. Public Adjusters, we specialize in managing insurance claims for property owners, ensuring they receive the fair settlement they deserve. We take the stress off your shoulders by handling the entire process on your behalf, from damage assessment to negotiation with the insurance company.
What Is a Public Adjuster?
A public adjuster is a licensed professional who works for the policyholder, not the insurance company. While the insurance company has its own adjusters to represent its interests, we represent yours. Our role is to ensure that the insurance company offers a fair payout based on the true extent of your property damage. We are your advocate, and our mission is simple: to maximize your settlement.
How Does the Process Work?
Initial Consultation
The first step is contacting US Public Adjusters for a free consultation. During this consultation, we will discuss the details of the damage, review your insurance policy, and assess whether we can help you achieve a better payout. This initial meeting is essential for setting expectations and understanding the specifics of your claim.
Damage Assessment
Once you decide to proceed with our services, we schedule a visit to your property. We thoroughly inspect the damage and document everything. Our team is highly skilled in identifying all forms of property damage, whether it is structural, cosmetic, or hidden. We look for things the insurance company might overlook, ensuring that all aspects of your claim are accounted for.
Reviewing Your Insurance Policy
We carefully review your insurance policy to ensure that you understand what coverage you have. Many policyholders are unaware of certain clauses or exclusions in their policies. Our team is here to explain everything in clear, simple terms and make sure you are not missing out on coverage you are entitled to.
Preparing the Claim
Once we have all the necessary information, we prepare your claim. This involves compiling detailed reports, photographs, and documentation to support your case. Our reports are designed to be comprehensive and persuasive, giving the insurance company a clear understanding of the full extent of your damage and the necessary repairs.
Negotiating with the Insurance Company
After submitting your claim, we step in and negotiate directly with the insurance company. We are seasoned professionals who know how to handle insurance adjusters. Our goal is to ensure that your claim is processed quickly and that you receive a fair payout. We handle the back and forth discussions, so you do not have to.
Finalizing the Settlement
Once the insurance company makes an offer, we review it thoroughly. If the offer is not sufficient, we continue negotiations until we reach a fair settlement. Our experience allows us to identify whether an offer is too low and how to respond effectively. We will keep you updated throughout the process and ensure that you are fully informed before making any decisions.
Common Types of Claims We Handle
Water Damage Claims
Water damage can be devastating, and it often goes unnoticed until significant damage has occurred. We help identify all sources of water damage, including hidden leaks, and ensure that you are compensated for the full extent of the loss.
Fire Damage Claims
A fire can cause extensive property damage, and the costs to repair and restore your home or business can be overwhelming. We help you navigate the process of filing a fire damage claim, ensuring that all repairs are covered.
Storm Damage Claims
Whether caused by a hurricane, tornado, or heavy rain, storm damage can leave behind extensive destruction. We help you document the damage and fight for the settlement you deserve.
Vehicle Crash Claims
In some cases, vehicles crash into buildings or other structures, causing significant property damage. This type of claim can be complicated, but U.S. Public Adjusters has the expertise to manage these cases and secure a fair payout.
Why Choose US
1.
Experience and Expertise
With over 5,000 completed projects, we have the experience needed to handle even the most complex claims. Our team is skilled in working with insurance companies to ensure that our clients receive what they deserve.
2.
We Work for You
Unlike insurance adjusters who work for the insurance company, we work for you. Our only priority is ensuring that you receive the best possible payout. We advocate for your interests at every step of the claims process.
3.
Thorough and Detailed Reporting
Our reports are designed to be thorough and comprehensive. We leave no stone unturned and make sure that the insurance company has all the information it needs to process your claim correctly. This level of detail often results in faster and more favorable outcomes.
4.
No Upfront Costs
We do not charge any upfront fees. Our services are paid on a contingency basis, meaning we only get paid if you receive a settlement. This ensures that our interests are aligned with yours, and you only pay when we deliver results.